Many banks providetheir users with a banking app that they could use to bank online and avail ofthe services of the bank with ease. This app is user-friendly and people do not need to worry about banking hours and easily avail of its services anytime,anywhere!
These apps are safe asit is encrypted and no third-party company could have access to the account.These apps provide the users with numerous features which ease the entire banking process. However, here are a few additional features that people shouldlook for in a mobile banking app.
● Customisethe app
People should be able tocustomise their bank apps according to their wishes and needs. Some banks allowpeople to change the entire theme of the app which attracts many new users. The person using the app should be able to place their favourite service options on the top of the app. This helps them find the service easily and not face any inconveniences while in need of the service urgently.
● Shopvia the app
The app should have anonline shopping option where people could shop easily. The bank should beassociated with numerous brands that provide them with offers, discounts and cash backs which would be provided to the bank’s users while shopping through the app. People are generally provided with discount coupons while theindividual uses the bank’s app to bank online. The customer service should be available 24/7 to solve anyqueries faced by the people while shopping through the app.
● Investin mutual funds or fixed deposits
The bank’s app shouldallow users to invest in mutual funds or fixed deposits through the app. Most bankapps have separate options or sections in the app where users could click to invest their money. The app allows its users to invest in mutual funds in a fewsimple steps. The users could open their DEMAT account using which they couldinvest in different mutual funds. It is advisable that people consult theirfinancial advisor before investing in mutual funds through the app. Anindividual should conduct their own research and invest in mutual funds aswell. The app allows people to have fixed deposits as well. It is a veryconvenient way of investing while using the app to bank online.
● Applyfor various services
People could apply forvarious services through the bank’s app. The list of services one could availof should be checked before openingthe bank account. One could issue their cards through the app. Apartfrom this, they could even issue their FASTags through the bank’s mobile app.
● Paybills
People could pay offtheir bills through the bank’s mobile app easily. It helps the person pay theirbills conveniently without stepping out of their houses. The person does not even need to check the office timings as they could pay their bills anytime,anywhere.
We hope this articleproves to be helpful and you use the bank’s mobile app to bank online. Thank you!